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What is Cyber Crime?
Cybercrime refers to crimes committed using computers, the Internet, or digital devices. Such crimes can be targeted at individuals, organizations, or governments, such as data theft and online fraud; hacking, and digital harassment.
Types of Cyber Crime:
- Hacking: This is an act of gaining unauthorized access to computers, Servers or online accounts and stealing data or performing some harm.
- Phishing: An unauthorized attempt to imitate emails, or a link to get people to provide sensitive information such as a password or personal bank account details.
- Identity Theft: The misappropriation of another person or identity through stealing his or her personal information with the aim of financially benefiting.
- Malware & Ransomware: Causing user control or destruction of devices with the help of malicious programs, sometimes money must be paid to purge access.
- Cyber Bullying: An attempt of harassing or threatening people via the internet, using social media, messages, emails, etc.
- Online Banking and Credit Card Fraud – Obtaining banking or payment information in order to make unauthorized transactions.
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Consequences of Cyber Crime:
- Financial Damage: The victim can lose a tremendous amount of money due to the defraud or due to theft.
- Privacy: individuals or confidential data could be eavesdropped or even wrongfully utilized.
- Psychological/ Emotional Injury: The victims can have stress or fear and or embarrassment.
- Reputational Damage: The organizations that the business targets might lose the trust of the customers.
- Legal Issues: Cyber crimes can result into a lawsuit or a fine, or even arise as a crime.
How to Protect Yourself from Cyber Crime:
- Select and make use of strong and unique passwords and change them frequently.
- Do not open a suspicious mail, links or attachments.
- Activate two-step authentication in important accounts.
- Never keep your programs the same, and use the know antivirus programs.
- As this promoter is seemingly covered in mist of non-reputable websites, one should never disclose personal information there.
- In case you have become a victim of the cyber crime; report it to the local police or those in charge of the cyber crimes at the earliest.
Major Types of Cyber Crime
1. Hacking
Illegal entry into a computer system, network or other digital device. Hackers are able to seek weak points to steal and modify or truncate information.
2. Phishing & Social Engineering
A fraudulent message (in the form of a mailing or other message) that presents itself as a well-known large company and takes sensitive information (such as passwords or credit card data) by having users access a fake web page.
3. Identity Theft
Working in the name of another person to collect personal information (their social security number or bank details) so that they can create fake accounts at financial institutions and commit fraud or steal money by falsifying personal information.
4. Malware Attacks
Encompasses malicious programs like viruses, worms, trojan, spyware and ransomware which may end up damaging the devices, causing information theft or ransom.
5. Ransomware
A special kind of malware that encrypts files on victim computer and requires one to pay (ransom) to decrypt them.
6. Online Financial Frauds
Digital fraud activities such as credit card fraud, fake shopping sites for online purchases, or digital investment fraud.
7. Cyber Bullying & Online Harassment
Employing the digital (social media, emails, games) platforms to bully, threaten, or harass other people.
8. Distributed Denial of Service (DDoS) Attacks
Overloading a website or service with lots of traffic, which is designed to knock the service off line.
9. Data Breaches
Massive hacking of confidential information within organizations and this could either be the customer information, money accounts, or even company secrets.
10. Intellectual Property Theft
The copyright, software, music, films etc. Made illegally copied, shared or sold.
How Do Cyber Criminals Operate?
- Take advantage of Weaknesses: Cybercriminals do not hesitate to look into weaknesses existing in the software, networks or even human behavior.
- Bots and Automation: Automated attacks on a huge scale can be done through the use of Bots.
- Dark Web Actions: The dark web is where a lot of dangerous goods and stolen information are sold and purchased anonymously.
Who Are the Victims of Cyber Crime?
- People: Ordinary targets, children in school, employees and others who happen to be victims of identity thefts, frauds or who are bullied.
- Business organisations: Minor and large businesses, especially those organisations, which possess property of value that can consist of data or financial money.
- Governments: These government sponsored hackers could target government databases or infrastructure.
- Healthcare: This is quite shocking because, in most cases, all medical institutions are aimed at sensitive patient information.
Impact of Cyber Crime
- Economic loss: The globe is incurring billions of dollars of losses.
- Intrusion: availment of intimate personal and company information.
- Adverse Reputation: Ruining of trust and business to the organizations.
- Emotional: This will be emotional suffering that will entail stress, anxiety and in some cases depression of a victim..
Conclusion:
Technology makes our lives easier, but it also exposes us to cybercrime. All you can do is be smart, stay vigilant, and follow the necessary security protocols to keep you and your people safe in the digital world.